Secrets AI Pricing Plans: Free, Lite, Plus, Premium & Ultimate Compared
Understanding what each Secrets AI tier actually delivers — and what it costs in both subscription dollars and in-platform Moments — is essential before committing. The headline subscription prices are only part of the story. This page breaks down every tier, the Moments system that governs media usage, real-world math on what your Moments budget gets you, and which plan makes the most sense for different usage patterns.
Secrets AI Pricing Overview
Five tiers cover the range from free access to full platform capability:
| Tier | Monthly | Quarterly | Biannual | Annual (per month) |
|---|---|---|---|---|
| Free | $0 | — | — | — |
| Lite | $5.99 | — | — | $4.00 |
| Plus | $9.99 | — | — | $6.67 |
| Premium | $19.99 | $49.99 ($16.67/mo) | $89.99 ($15.00/mo) | $159.99 ($13.33/mo) |
| Ultimate | $39.99 | $99.99 ($33.33/mo) | $179.99 ($30.00/mo) | $319.99 ($26.67/mo) |
Quarterly and biannual billing options are available only for Premium and Ultimate. Lite and Plus are available on monthly or annual billing.
What You Get on Each Plan
Free Plan
The free tier is best understood as a trial window rather than a sustainable usage tier. The limits are genuine constraints:
- 20 messages per day, 500-character maximum per message
- 200 Moments as a one-time starting grant (not replenished monthly)
- Memory restricted to the last 2–3 exchanges — no persistent recall between sessions
- No image or video generation
- Full character library accessible for browsing and chat
The 200 Moments evaporate quickly — 4 images (at 50 Moments each) or one short video clip and they're gone with no monthly refill. Use the free tier to evaluate conversation quality and the interface, not as a long-term plan.
Lite Plan ($5.99/month)
Lite is the entry point for actual ongoing use. The step up from free introduces:
- 100 messages per day (vs 20 on free)
- 1,000 Moments per month (replenished monthly)
- Basic long-term memory with approximately 14-day recall
- Access to 3-second video clip generation
At $5.99/month, Lite is the most affordable paid tier and matches the starting price of competitors like CrushOn AI. The 1,000 Moments is manageable for text-focused users but constraining for anyone who wants regular image or video generation.
Plus Plan ($9.99/month)
Plus is the practical sweet spot for most users. The key upgrades:
- Unlimited messaging (no daily cap)
- 3,000 Moments per month
- Memory recall extended to approximately 30 days, with topic and tone awareness
- Full image and video generation access
The unlimited message cap removal matters more than it sounds — the 100/day Lite limit becomes a ceiling during longer roleplay sessions. 3,000 Moments supports a mix of casual image generation and occasional video without constant budget anxiety.
Premium Plan ($19.99/month)
Premium shifts the experience from functional to genuinely immersive:
- Unlimited messaging
- 8,000 Moments per month + 10% bonus on any top-up purchases
- Unlimited memory with full emotional timeline
- Time Machine feature (revisit and alter past conversation moments)
- Premium AI models
- 4x memory access multiplier, +60% context length
- Previous conversation recall improvement (~67%)
The emotional timeline and Time Machine are the headlining additions. If you want a companion that remembers your history accurately and allows narrative replay, Premium is the minimum tier that enables it.
Ultimate Plan ($39.99/month)
Ultimate adds everything Premium offers plus the platform's exclusive group features:
- 15,000 Moments per month + 15% bonus on top-ups
- Group chats with up to 3 AI characters simultaneously
- Personas (identity-switching for complex roleplay)
- 6x memory access multiplier, +100% context length
- Previous conversation recall at +100%
At nearly double the Premium price, Ultimate makes sense only for heavy media creators or users who specifically want group chat and persona features. The Moments boost is substantial — 15,000 vs 8,000 gives meaningfully more video budget.
Understanding the Moments System
Moments are the in-platform currency that governs every non-text action. The subscription tier buys your monthly Moments allocation; media generation spends from that balance.
Cost per action:
| Action | Moments Cost |
|---|---|
| Text message | 1–2 Moments |
| Image generation | 25–50 Moments |
| Short video (~3 sec) | ~50 Moments |
| Full video clip | Up to ~600 Moments |
| Voice call | 100 Moments per minute |
| Manual memory save | 10 Moments |
| New character creation | 1,000–1,500 Moments |
Bulk Moments purchase options are available if your monthly allocation runs out: starting at 1,980 Moments for $5.99, scaling up to 118,800 Moments for $249.99, with discounts up to 30.4% at higher quantities.
Important: monthly Moments grants reset at the billing cycle. Unused Moments do not roll over indefinitely.
Real math on Premium (8,000 Moments):
- Text-only: thousands of messages (1–2 Moments each)
- Images only: 160–320 images
- Long videos only: approximately 13 full-length clips
- Voice only: approximately 80 minutes
- Mixed usage example: 100 images + 5 long videos + 30 minutes voice = approximately 7,500 Moments
Real math on Plus (3,000 Moments):
- Images: 60–120 images
- Long videos: approximately 5 clips
- Voice: approximately 30 minutes
- Mixed: 50 images + 2 long videos + 10 minutes voice = approximately 3,100 Moments
Annual vs Monthly — Savings Breakdown
The annual pricing at Premium and Ultimate saves approximately 33% versus monthly billing:
| Tier | Monthly Rate | Annual Monthly Rate | Annual Savings |
|---|---|---|---|
| Lite | $5.99 | $4.00 | ~33% |
| Plus | $9.99 | $6.67 | ~33% |
| Premium | $19.99 | $13.33 | ~33% |
| Ultimate | $39.99 | $26.67 | ~33% |
For users who are confident in their engagement with the platform, annual billing at Premium translates to $159.99/year versus $239.88 on monthly — a $79.89 saving. The quarterly ($49.99/quarter) and biannual ($89.99/6 months) options for Premium provide middle-ground entry points for those who want a discount without a full-year commitment.
Recommendation: test monthly for 1–2 billing cycles before switching to annual. The platform needs time to evaluate whether the Moments allocation matches your actual usage pattern.
Which Plan Is Right for You?
Just exploring the platform: Start with Free. The 200 starting Moments and 20 daily messages are enough to evaluate conversation quality without spending anything.
Text-focused casual use: Plus at $9.99/month covers unlimited messaging, 30-day memory, and light media use with 3,000 Moments. It's the tier that removes the most friction for the most users.
Regular image generation + occasional video: Premium at $19.99/month. The 8,000 Moments allocation handles mixed media use without constant budget pressure, and unlimited memory makes the companion experience genuinely cohesive.
Heavy video creator: Ultimate at $39.99/month, or Premium with regular Moments top-ups. Frequent video generation at 50–600 Moments per clip requires either the 15,000 Moments Ultimate allocation or top-up purchases.
For a detailed feature comparison between free and paid tiers, see the free vs premium guide.
Payment Methods and Billing
Accepted payment methods:
- Visa
- Mastercard
- Virtual debit cards
- Cryptocurrency (minimum $20 transaction)
Not accepted: American Express
Billing discretion: Charges appear on bank and credit card statements as "Sun Clinical Laboratories" — no reference to Secrets AI, AI companions, or adult content.
Subscriptions can be cancelled at any time. Access continues through the end of the paid billing period. Refund policy details are not publicly documented on the platform.
International users: cryptocurrency payment is the most widely accessible option for regions where card billing creates complications.
FAQ
Yes, there is a genuine free tier with 20 daily messages, 200 one-time Moments, and access to the full character library for browsing and text chat. The free tier does not include image or video generation, and memory resets after 2–3 exchanges. It functions as a trial rather than a complete experience.
Yes. Moments can be purchased separately regardless of subscription tier. Top-up bundles start at 1,980 Moments for $5.99 and scale up to 118,800 Moments for $249.99. Premium and Ultimate subscribers receive bonus Moments (10% and 15% respectively) on top-up purchases.
Monthly subscription Moments do not roll over indefinitely — they reset at the billing cycle. Moments purchased as top-ups may have different handling, but the standard monthly grant resets monthly. Plan your Moments usage accordingly to avoid waste near the billing date.
Charges appear as "Sun Clinical Laboratories" on bank and credit card statements. There is no mention of Secrets AI, AI girlfriend platforms, or adult content in the billing descriptor. Cryptocurrency payment eliminates any payment trail entirely.